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Introduction

Foreclosure is at an all-time high in this country, and it only seems to be getting worse. While there are many programs currently in operation to help modify mortgages and protect homeowners, I would like to address the trauma of losing your home. How can you help your family deal with foreclosure?

Know Your Rights

If you know the foreclosure laws in your state, you will be better informed to make decisions in the best interests of your family. When the foreclosure agents come to your door asking for keys, you should already know what your options are under the law. Many times there are protections in place that guarantee you a certain period of time before you must vacate the home. It could be that your children could finish the semester or school year before the need to transfer to a new school.

Accepting the Inevitable

You should definitely explore every avenue available to you to stay in your home, but the reality is that you may have no options. Remember that much-used Serenity Prayer about accepting the things you cannot change? It applies here. Don't prolong the agony or create false hope for your children. The first step in moving past it is to accept it.

Look Forward With Expectation

Move from looking at the past with regret to moving forward toward the future with as much excitement or expectation as you are able to muster. It may be difficult, but your children will take their cues from you. Help them plan the decor of their new room. Don't promise anything you can't deliver, but this might be a good time for a new bedspread. However you can do it, make this an adventure.

Remove the Stigma

There is not as much stigma associated with foreclosure as there used to be, but in a smaller community, there can be. Your children may be experiencing this at school or elsewhere, even though they do not mention it to you. Remember that parents talk in front of their children. Without focusing too much on the subject, remind them about others who are going through the same thing, allowing them to understand that your family is not that different from many others during these hard times.

Mind and Mouth Control

After you lose a house to foreclosure, you need to exercise self-discipline in regards to your own thoughts and words. It is easy to lapse into a pity party, grieving the life you lived in the house and its memories. You can't go there; you just can't. You need to be careful what kind or verbiage that you use when you refer to the whole experience. It is time for new memories and new experiences. Lead the way.

Final Thoughts

If you are going through an unbelievably difficult time, just keep going. Focus on getting on the other side of this, and you will. Think of the peace of just sitting down as a family to watch a television program in your new living arrangement. After the storm subsides, it will feel much better. Why was that house important to you? It was the backdrop for your family's life together. You are taking what is important with you to a new backdrop. It will be ok.

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Our children are greatly influenced by advertising and the advertisers are very aware of this. If you have ever watched childrens peak viewing times you will be more than aware of the constant stream of advertisements, aimed specifically at children. What children see is food being associated with happiness and fun times. They start to become influenced by branding from a very early age. They see convenience "junk" food being shown in these ads as being normal and this encourages them to seek them out.

Results of a study of school children in Boston found that for every hour of television viewed their kilojule consumption increased by 700kj per day. Consumption of advertised foods also increased. With children spending more time in front of television they are spending less time outside exercising and burning off calories. You have to question the moral issue of how ethical it is of the advertisers to be targeting those whose judgment is not yet fully developed.

Which ever way you look at it it becomes pretty clear that this is unethical and we should all be showing concern. The food they put in their mouth today greatly influences their health tomorrow. Not every company is behaving irresponsibly but many more companies could do with recognising their social responsibility to our future generations.

When looking at who is responsible for a child being overweight the parents are always the first thought but this is a more complex issue than that. Even though as a parent you have a huge influence over your childrens health it is also a social issue. Schools for instance have now started to change the food on offer at the canteen for more healthy options and are introducing health and fitness programs to encourage children to be more active.

There needs to be more consistency and a broader approach to these changes. As an expansion to the change in a childs diet; nutritional cooking classes for all children could be introduced into the school curriculm; changes to the way advertisers target children could be made; making time available to be together as a family with more flexible maternity and paternity leave and flexible working arrangements, all of these will contribute to a change in a childs lifestyle and well being.

While it may seem difficult to achieve, when you look at the potential health crisis that may lie ahead of us, finding solutions and actioning them will be benficial to our children.

As an estimate, worldwide, approximately 22million children below the age of five have a weight problem. It is not enough that our children are becoming over weight younger but they are also becoming heavier.

We need to do something about this situation, sooner rather than later because overweight children become overweight adults with the potential for certain types of cancer, cardiovascular disease, type two diabetes, hypertension and different sorts of social problems. The evidence now proven is that a person who had a weight issue when younger and became overweight as an adult, are at a greater risk of cardiovascular disease than that of a person who becomes overweight as an adult.

Prevention is better than cure!