trinityw82y: Making Money

I agree with Matt - leasing can get you into something a bit more expensive than a loan can. Leasing also gives you the option (at the end of the lease term) to purchase the lease vehicle or just turn it in. And if you're lease something you wouldn't mind keeping long-term after the lease ends --- you've just had an extended test drive.

I just turned in my 1st-ever leased vehicle (mostly driven by the wife) last year. It was a pretty good experience. About 2-3 months prior to the lease ending, the local dealer sent a vehicle specialist to look over the car to evaluate total mileage, wear-and-tear, & provide estimated end-of-lease costs --- giving me enough time to get repairs (if needed) before the car was due to be turned-in. The doors had bunch of scratches for misc parking lots and the kids. I only needed to replace 2 tires @ $275 for the pair & we were way under our allotted mileage. That was it.

I would lease again. My wife is a bit hesitant to lease again though. She said she fealt that she had to be extra-careful with the car all the time, but if fact, she was doing only what she should have been doing initially --- being responsible for the car like any other good consumer. She acts like she lost sleep over scratches on the car --- she didn't think about wear-and-tear until the lease was ending. She doesn't realize that leasing allowed her to drive a car that she wouldn't have signed a 4-5 yr loan for.

If Pettitte does decide to retire, it's been rumored that the Yankees might make an aggressive pursuit for Soriano to create a lock-down bullpen, one that the Yankees haven't had since the days of Rivera and John Wetteland in 1996.

If the Yankees were to get Soriano, they would have to surrender a first-round draft pick to the Rays, but the Yankees also can be compensated with a draft pick due to Javier Vazquez signing with the Marlins.

As of right now, the Yankees don't have an imminent heir to Rivera's closer job if he retires anytime soon, and they don't have a main setup man after Kerry Wood turned down more money to return to the Cubs this winter.

The Yankees could consider Joba Chamberlain and David Robertson for the setup role, but both have had their struggles in the past, so Soriano would be an instant upgrade to the bullpen and a much better option to follow in Rivera's footsteps.

The White Sox are said to be interested in Soriano after letting Bobby Jenks go, and the Angels have expressed interest after losing out on Adrian Beltre and Carl Crawford this winter as well. But the Angels also signed Scott Downs to a three-year deal, plus already have Fernando Rodney as their current closer.

Although Soriano is a solid closer and could easily get a closing job this winter, he has said he would be a setup man for only one team, meaning the Yankees.

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Monday, January 10, 2011

Making Money

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